Data Definition

Organization

Not specified

Location

All India / Not specified

Last date to apply

Open

Posted on

6 Nov 2026

Overview

Data Definition — check eligibility, last dates and official apply links on RozNaukri.

Detail

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S. No. — Data Elements — Harmonised Definitions — Assets — 1 — Cash in India/ Cash in Hand — Consist of (i) total amount of rupee notes and coins held by bank branches / ATMs / Cash deposit machines maintained by banks in India, including transit cash on bank’s books as also cash with Business correspondents (BCs), but excluding cash, where physical possession is with outsourced vendors/BCs, which is not replenished in bank’s ATM and/or is not reflected on bank’s books. (ii) In addition to (i) above, the foreign currency held by a bank would be included under cash in its balance sheet. — 2 — Deemed Cash — Consists of (a) cash deposit/balances by a scheduled bank (including banks incorporated outside India)/ non-scheduled bank with the Reserve Bank, in excess of required CRR balances, (b) securities deposited with the Reserve Bank, to the extent unencumbered, by a bank incorporated outside India and (c) Net balances in current accounts with other banks in India (as defined in the Explanation to sub-section (1) of Section 18 of the BR Act, read with section 56 thereof). — 3 — Balances with banks — Balances of banks in their (a) current account/s and (b) other deposit account/s maintained with other banks in India (including cooperative banks) / outside India as per banks’ own books. Balances with banks outside India includes debit balances in Nostro accounts, balances held by foreign branches with banks outside India as well as balances held by the Indian branches with banks outside India. Balances held with foreign branches by other branches of the bank should not be shown under this head but should be included in inter-branch accounts. Money at Call and short notices (with banks and others) are shown under separate sub head “money at call and short notice” and not under “balances with banks”. — 4 — Bank Credit — Bank Credit is synonymous with ‘Gross loans and Advances’ and includes all types of credit facilities such as cash credit, overdrafts, demand loans, term lo

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